Effective Date: February 1, 2024
Welcome to Flourish Direct LLC a Wyoming limited liability company dba Finmore (“Finmore”, the “Company”, “we”, “our”, or “us”). Our commitment is to responsibly handle the personal and financial information (“NPI”) of our users, gathered through our Site www.Finmore.com, our mobile application, native application (collectively “Site”), and through various other interactions, such as emails, phone communications, or offline communications and engagements, as articulated in this Privacy Policy (“Policy”).
The Site is operated by Finmore to provide information about our memberships, products, and services (together, the “Services”). This policy articulates our practices and principles in safeguarding your privacy, including, but not limited to, how we collect, aggregate, store, use, and protect it, both electronically and physically, and your choices about the way your information is collected and used. By accessing our Site and engaging with our Services, you agree to the terms outlined in this Privacy Policy.
Scope and Application
This policy pertains to all brands, products, affiliates, or licensees of the Company. Acceptance of this policy is also an agreement that the Company may transfer, assign, or license your data to provide the products or services you desire to access or receive. For clarity, if you consent to customer identification according to U.S. Regulations such as the US Patriot Act, we will not be required to re-authorize or re-validate your identity, and your identification data may be transferred, assigned, or licensed in connection with providing the products or services that may be transferred, assigned, or licensed to a third party provider.
Collection of Information
Personal Data You Provide: Your journey with Finmore involves voluntary submission of personal data through any means, including, but not limited to, creating an account on the Site, requesting information about or using our Services, joining our email lists, subscribing to newsletters, engaging with our Site, or contacting us in any way. The data we collect may include your name, telephone or mobile phone number, physical address, mailing address, email address, employment background, professional activities, and financial account information. To receive Services, you may be required to provide certain personal and/or business information.
Automated Data Collection: As you navigate through our Site, use our Services, or engage with our emails, certain information may be gathered automatically through cookies or other technologies. This includes non-personal information, such as your browser type, operating system, IP address, software version and usage data, and information about how you use our Site, including the date, time, and areas of the pages you access, how often you visit the Site and the time you spend using it, and the actions you take, for example, opening, forwarding, or clicking-through emails, and other Site
data. Personal information may be collected in some cases, for example, when you enter an offer code or similar identifier to accept one of our offers or promotions, we may automatically populate your personal information into our system. While you can modify your browser settings to block cookies or limit tracking, it may affect your complete experience on our Site. To adjust cookie and tracking preferences, check your browser or operating system’s settings or “help” section. Please be aware, our system may not respond to Do Not Track requests or headers from some or all browsers.
Usage of Collected Data
At Finmore, we use your data and information in accordance with this Privacy Policy and applicable laws. When you provide personal data to us for a particular reason, we may use your information to meet the purpose for which it was provided, such as responding to your inquiries or providing access to services. We may also use your personal data or other non-identifiable information to enhance the functionality and content of our Site and improve our Services, or to understand and better meet the needs of our users. We and our affiliates may also use it to inform you about services we believe will be of interest to you, subject to your preference for receiving such communications, which you may indicate to us as instructed below.
Disclosure Practices
Our business model does not involve selling your personal data. However, in certain instances, it may be necessary to share your data with select third parties without further notice to you, like agents, consultants, and third-party service providers. Like many businesses, we sometimes engage other companies to provide business-related services and functions. Examples may include shipping products, maintaining databases, and processing payments. When we employ another entity to perform a function of this nature, we only provide them with the information that they need to perform their specific function.
Business Relationships: As we develop our business and Services, we might sell or buy businesses or assets, or enter into license agreements. In the event of a corporate sale, merger, reorganization, dissolution, license or similar event, personal data may be part of the information shared in these business arrangements. We may also share your personal data with our corporate affiliates and subsidiaries, if any, for purposes consistent with this Privacy Policy.
Legal Requirements: We may disclose your personal data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of the Company, (iii) act in urgent circumstances to protect the personal safety of users of the Site, the Services or the public, or (iv) protect against legal liability.
LINKS TO OTHER SITES
Our Site may have links to third-party Sites, which may have privacy policies that differ
from our own. Displaying such a link does not imply that we endorse or have reviewed the third-party site accessed by such link, and we are not responsible for the practices of such sites. For information on third-party privacy policies and practices, contact the representatives of those sites directly.
CHILDREN AND MINORS
We do not knowingly collect personal data from minors under the age of 18. We encourage parents and legal guardians to monitor their children’s Internet usage and to instruct their children never to provide personal data, through our Site or another, without the parent’s or guardian’s permission. If you are under the age of 18, please do not submit any personal data through the Site or the Services. If you have reason to believe that a minor under the age of 18 has provided personal data to us through the Site or the Services, please contact us, and we will work to delete that information from our databases.
DATA SECURITY
We prioritize the security of your data with rigorous physical, administrative, and technical safeguards and have made reasonable efforts to ensure the integrity and security of our network and systems, but we cannot guarantee our security measures. Therefore, you should take special care in deciding what information you send to us online or via email. Please keep this in mind when disclosing any personal data to us via the Internet.
ACCESS TO YOUR PERSONAL INFORMATION
To keep your personal data accurate, current, and complete, please contact us as specified below. We will take reasonable steps to update or correct personal information in our possession that you have previously submitted via the Services.
Who Can I Contact at Finmore Regarding Data Protection Issues?
Finmore has designated a Data Protection Officer to assist with data privacy and data protection issues. You may contact us by emailing privacy@finmore.com and addressing your questions or concerns to the Data Protection Officer.
The dynamic nature of laws and regulations necessitates regular policy updates, which we will communicate through our Site.
Amendments to the Policy
We reserve the right to modify this Privacy Policy. Updated versions will be posted on our Site, and your continued engagement with our Services indicates acceptance of these revisions.
